Thomas F. "Tom" Morante

  • T 954.468.7862

Tom Morante's practice focuses on the intersection of insurance, securities, corporate, banking, tax and data privacy laws in an increasingly complex global regulatory environment. He counsels a broad range of domestic and foreign financial services companies, with a focus on the insurance industry.

Insurance. Mr. Morante is the co-chair of the firm's Insurance Industry Team. His clients include insurance companies, reinsurers, captive insurers, funds and fund managers, investment banks and insurance brokers/agents/producers. He advises on regulatory matters and handles M&A and other corporate and transactional matters with respect to the following insurance product lines: life and annuities (including private placement products), health, title, property and casualty, and cyber insurance.

Mr. Morante's representative matters include insurance company acquisition, policy analysis and drafting, agent/intermediary licensing, captive insurance structuring, fronting/reinsurance transactions and insurance dedicated fund formation. He also counsels clients on compliance and enforcement issues including with respect to availability of insurance coverage, and is a member of the firm’s Risk and Crisis Management Team.

Mr. Morante is also a member of the firm's Data Privacy and Security Team, with a focus on cyber insurance, including the implementation by the insurance industry, of the NAIC's "Principles for Effective Cybersecurity: Insurance Regulatory Guidance." He is also a member of the firm's National Healthcare and Life Sciences Team, with a focus on the insurance aspects of the Patient Protection and Affordable Care Act.

In addition, Mr. Morante advises insurance companies regarding the Federal Insurance Office (FIO), the Financial Stability Oversight Council (FSOC) and the designation of systemically important financial institutions (SIFIs), as well as in connection with insurance programs designed to mitigate the risks faced by multinational corporations in their global operations.

Latin America. Mr. Morante handles cross-border mergers and acquisitions, international trade regulatory and compliance and enforcement matters. In collaboration with attorneys in the firm's U.S., Bogotá and Mexico City offices and through partnering with foreign law firms, he advises insurance companies and other financial services businesses with respect to establishing operations and addressing compliance challenges in foreign countries. In addition, he helps businesses comply with the Cuban Asset Control Regulations and advises in connection with the Foreign Claims Settlement Commission and the Cuban Claims Program. He is a member of the firm's Latin America Practice and Latin American Investigations teams, is fluent in Spanish, and has studied abroad in Colombia, Mexico and Spain.

Offshore Insurance. Mr. Morante assists in the development of offshore life insurance, annuities and other financial products in Bermuda and other offshore jurisdictions. He also provides counsel on the foreign country laws implicated in the distribution and cross-border sale of offshore insurance products, with an emphasis on Latin America and Asia.

International Trade Regulation. Mr. Morante advises insurance and other financial services companies with respect to the U.S. Foreign Asset Control Regulations (OFAC), the USA Patriot Act and foreign country anti-money laundering laws, and the Foreign Corrupt Practices Act (FCPA) and foreign anti-corruption legislation. Mr. Morante also counsels clients on the financial services and insurance provisions of free trade agreements, including the North American Free Trade Agreement (NAFTA) and the Dominican Republic-Central America Free Trade Agreement (DR-CAFTA), the Free Trade Agreements (TPA) with Peru, Colombia and Panama and the Trans-Pacific Partnership currently under negotiation

Honors & Awards

  • The Best Lawyers in America guide, International Trade and Finance Law, 2005-2015; Insurance Law, Tax Law, 2014, 2015
  • Chambers USA – America's Leading Business Lawyers guide, Insurance, 2011, 2012 
  • Florida Super Lawyers magazine, 2007-2015
  • Top Lawyer, South Florida Legal Guide, 2003-2015
  • Phi Beta Kappa, Union College, New York
  • Distinguished Alumni, Washington College of Law Business Law Society, 2013
  • Martindale-Hubbell AV Preeminent Peer Review Rated


  • District of Columbia Bar, International Section, Member
  • The Florida Bar, Sections on International Law and Business Law, Member
  • Virginia State Bar, International Practice Section, Member 
  • American Bar Association, Business Law Section, Member; International Business Law Committee, Member, Past Chair and Administrative Committee Director to the Business Law Section Diversity Committee
  • American Bar Association, Business Law Section; Cyberspace Law Committee; Captive Insurance Committee, Dispute Resolution Committee, Corporate Governance Committee, and Federal Regulation of Securities Committee, Member
  • American Bar Association, Council of the Business Law Section and the Council Committee on Committee Support, Member and Vice Chair
  • American Bar Association, Section of International Law; International Trade Committee, Member
  • American Bar Association, Rule of Law Initiative, Latin America and Caribbean Council
  • Thomson Reuters Business Law Partner, Advisory Board Member
  • Dean's Advisory Council, American University Washington College of Law, Member
  • International Alumni Leadership Council, American University Washington College of Law, Member 
  • Inter-American Dialogue's Latin American - Financial Services Advisor, Board of Advisors