Richard E. Lear practices primarily in the litigation area emphasizing insolvency, Chapter 11, and creditors’ rights and bankruptcy issues. Mr. Lear has served as counsel for institutional lenders, franchisors, leasing companies, and landlords on individual and business bankruptcies and in workouts. He also counsels clients regarding the effect of bankruptcy and insolvency on proposed bond refundings, conventional loan refinancings and other transactions. He has significant experience advising clients with respect to bankruptcy-remote special purpose entities, substantive consolidation, true sales, reasoned legal opinions on bankruptcy issues and regarding preference and fraudulent transfer analysis.