Thomas H. Bentz Jr. practices insurance law with a focus on D&O and other management liability insurance policies. Mr. Bentz advocates exclusively on behalf of policyholders, providing insight and guidance on ways to improve policy language and ensure the maximum possible insurance recovery.
Using an extensive library of insurance forms and endorsements, along with the experience of reviewing numerous insurance polices each year, Mr. Bentz analyzes policy forms and works with brokers to negotiate improvements to policy wordings. He also provides policy comparisons and prepares coverage summaries for management and boards of directors.
In the event of a claim, Mr. Bentz offers policyholders strategic and technical advice on coverage matters such as notice, “duty to defend,” retention of defense counsel, rescission and severability. Mr. Bentz also advises clients on policy interpretation and how to respond to reservation of rights and denial letters from insurers.
Prior to joining Holland & Knight, Mr. Bentz worked as a Claims Advocate for Marsh USA Inc., the world's largest insurance brokerage firm. As a Claims Advocate, Mr. Bentz successfully recovered tens of millions of dollars for his clients. He also received several client service awards for his efforts in assisting clients in coverage disputes with their insurers. Mr. Bentz also worked as a broker while at Marsh, negotiating and placing complex D&O insurance programs.
Mr. Bentz regularly publishes articles on D&O insurance and is a frequent commentator on D&O insurance issues.