Securitization

  • Holland & Knight handles every aspect of complex securitization financing transactions, tailoring deals to the specific requirements of each client.
  • Our Securitization Team has extensive experience representing issuers and sponsors who originate or acquire financial assets, as well as the collateral managers, servicers and special servicers of such assets.
  • We draw on our strong relationships with major investment banks, rating agencies, trustees and other industry participants throughout the securitization process.

Holland & Knight's Securitization Team develops, structures and closes on a wide range of sophisticated securitization financing transactions tailored specifically to the needs of each of our clients. With an average of more than 20 years of structured finance experience, our core team members have the knowledge and hands-on experience to assist in both up and down markets throughout the entire life-cycle of financial assets, including:

  • funding the origination or acquisition of the financial assets through a warehouse credit facility, ABCP issuance or other funding structure
  • creating liquidity for the financial assets through a securitization transaction
  • managing the securitization structure from initial closing through wind-up
  • addressing unexpected and often complex restructuring and governance issues when transactions don't perform according to plan

Given this focus, we are highly experienced in representing issuers and sponsors who originate or acquire financial assets, as well as collateral managers, servicers and special servicers of such assets. We often assist clients in multiple transactions as their businesses grow.

As a result of our extensive transactional experience, Holland & Knight's Securitization Team has developed strong relationships with many of the major investment banks, rating agencies, trustees, and other securitization industry participants. Our aim is to ensure that our industry involvement brings significant value to our clients.

Comprehensive Counsel Wherever You Need Us

Members of our team have helped finance many different types of financial assets, including:

  • residential and commercial mortgage loans
  • trade and consumer receivables
  • auto loans and leases, including wholesale loans to dealers
  • middle-market commercial loans
  • broadly syndicated commercial loans
  • timeshare receivables
  • structured settlements
  • credit card receivables
  • equipment lease receivables
  • future cross-border payment orders or diversified payment rights
  • esoteric asset classes

We have closed deals involving numerous international jurisdictions. Notably, our Mexico City team has been a key participant in the formation of the Mexican securitization industry and has developed structures that have become the market standard in Mexico. Members of our team have also represented numerous Brazilian and Latin American banks in securitizing their future payment order flows. Regardless of location, we are able to draw on Holland & Knight's extensive resources.

Focused on Client Service

At Holland & Knight, we bring our "A" team to every engagement and avoid overstaffing our deals. You will always have the involvement and attention of a senior attorney. We are committed to providing the quality and creativity your business demands with the high level of service you deserve.

Select Transactions

  • represented the sponsor of a $25 billion warehouse commercial paper facility backed by residential and commercial mortgage loans
  • represented the sponsor of a $12 billion commercial paper facility backed by auto loans and leases, and auto dealer floor plan receivables
  • represented the sponsor of an $8 billion commercial paper facility backed by auto dealer floor plan receivables
  • represented the sponsor of an aggregate $3.6 billion in term securitizations backed by Mexican residential mortgages
  • represented the sponsor of a $1.5 billion revolving facility backed by advertising and cable receivables
  • represented the sponsor of a $1.5 billion warehouse facility and a $1.25 billion term securitization backed by middle-market commercial loans
  • represented the sponsor of a MEX$1.5 billion term securitization backed by Mexican auto loans
  • represented the sponsor of a $1.3 billion collateralized debt obligation (CDO) backed by commercial real estate loans
  • represented the sponsor of a $1.1 billion term securitization backed by middle-market commercial loans
  • represented the collateral manager with respect to a $500 million and a $400 million collateralized loan obligation (CLO)-related warehouse backed by broadly syndicated commercial loans
  • Represented the sponsor of a $360 million term securitization backed by an aircraft engine lease portfolio involving eight countries
  • represented the sponsor of a $317 million term securitization backed by timeshare receivables
  • represented the sponsor of a $304 million term securitization backed by Mexican consumer receivables
  • represented the seller/originator to a $300 million revolving securitization facility backed by European and Asian trade receivables
  • represented two Brazilian bank affiliates in connection with the establishment of their joint Diversified Payment Rights program, secured by future USD and Euro payment flows
  • represented the trustee with respect to the bankruptcy of a sukuk- and sharia-compliant securitization involving offshore oil and gas royalty interests