Thomas F Morante

Partner
  • T 954.468.7862

Tom Morante is an attorney in Holland & Knight's Fort Lauderdale office who helps financial services companies navigate an increasingly complex global regulatory environment. He co-chairs the firm's Insurance Industry Team, representing insurers, reinsurers, captives, insurance wholesalers, insurance agents/brokers, funds and fund managers, and alternative capital providers. For more than 25 years, clients have relied on Mr. Morante's experience in handling U.S. and foreign insurance matters with respect to life and annuities, health, title, property and casualty, extended warranty, environmental, cyber risk, directors and officers (D&O), political risk and trade credit insurance.

Mr. Morante's representative matters include domestic and foreign insurance company formation, U.S. and cross-border mergers and acquisitions (M&A), captive insurance structuring, policy coverage and analysis, agent/agency licensing, InsureTech and distributed ledger technology, telematics, fronting/reinsurance, variable product and insurance dedicated fund regulation, and life settlements. Collaborating with attorneys in the firm's Bogotá and Mexico City offices and international law firms, Mr. Morante also handles insurance regulatory compliance and enforcement matters abroad. He is fluent in Spanish, and has studied in Colombia, Mexico and Spain. He is a member of the firm's Latin America Team and its Cybersecurity and Privacy Team, and also chairs the American Bar Association (ABA) Business Law Section's International Coordinating Committee.

Insurance clients regularly ask Mr. Morante to assist in the development of offshore life insurance, annuities and investment products in Bermuda and other jurisdictions. He provides counsel on the foreign country laws implicated in the distribution and cross-border sale of offshore insurance products, with an emphasis on Latin America and Asia. He also advises on the OECD's Common Reporting Standard (CRS) regarding automatic annual exchange of financial account information.

Mr. Morante advises clients with respect to Office of Foreign Assets Control (OFAC) Regulations, including the Cuban Assets Control Regulations, the USA Patriot Act and foreign countries' anti-money laundering laws, as well as the Foreign Corrupt Practices Act (FCPA) and foreign anti-corruption legislation. He also counsels financial services clients on the North American Free Trade Agreement (NAFTA), the Dominican Republic-Central America Free Trade Agreement (CAFTA-DR), the Free Trade Agreements with Chile, Peru, Colombia and Panama, and the General Agreement on Trade in Services (GATS).

In addition, Mr. Morante monitors the activities of the Federal Insurance Office (FIO) and the Financial Stability Oversight Council (FSOC), as well as the regulatory initiatives of the National Association of Insurance Commissioners (NAIC) and the International Association of Insurance Supervisors (IAIS).

Honors & Awards

  • The Best Lawyers in America guide, International Trade and Finance Law, 2005-2017; Insurance Law, Tax Law, 2014-2017
  • American Bar Association Business Law Section Chair's Award, 2016
  • Chambers USA – America's Leading Business Lawyers guide, Insurance, 2011, 2012 
  • Florida Super Lawyers magazine, 2007-2016
  • Top Lawyer, South Florida Legal Guide, 2003-2015
  • Phi Beta Kappa, Union College, New York
  • Distinguished Alumni, Washington College of Law Business Law Society, 2013
  • Martindale-Hubbell AV Preeminent Peer Review Rated

Memberships

  • Hispanic Bar Association of the District of Columbia, Member
  • District of Columbia Bar, International Section, Member
  • The Florida Bar, Sections on International Law and Business Law, Member
  • Virginia State Bar, International Practice Section, Member 
  • American Bar Association, Business Law Section, Member; International Business Law Committee, Member, Past Chair and Administrative Committee Director to the Business Law Section Diversity Committee
  • American Bar Association, Business Law Section, Member of Council
  • American Bar Association, Business Law Section, International Coordinating Committee, Chair
  • American Bar Association, Business Law Section, Council Committee on Committees, Member and Co-Chair
  • American Bar Association, Business Law Section; Cyberspace Law Committee; Captive Insurance Committee, Dispute Resolution Committee, Corporate Governance Committee, and Federal Regulation of Securities Committee, Member
  • American Bar Association, Section of International Law; International Trade Committee, Member
  • Thomson Reuters Business Law Partner, Advisory Board Member
  • Dean's Advisory Council, American University Washington College of Law, Member
  • International Alumni Leadership Council, American University Washington College of Law, Member 
  • Inter-American Dialogue's Latin American - Financial Services Advisor, Board of Advisors