Florida might be the first state in the nation to prohibit life-insurance and long-term care insurance companies from using people's genetic information in the underwriting process and premiums. The legislation would also prevent companies from requiring or soliciting genetic information from applicants.
"If people know they are predisposed to diseases or chronic illnesses because of genetic test results, insurance companies also should have access to that information. It’s the bilateral nature of the information. If the consumer has it, we need it," said Attorney Mark Delegal, who represents New York Life Insurance Co. and State Farm.
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