Raymond Kim is a commercial litigator in Holland & Knight's Los Angeles office whose practice focuses on consumer class action defense. Mr. Kim regularly represents clients in class actions brought under federal and state statutes, including the federal Electronic Funds Transfer Act (EFTA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures Act (RESPA), Telephone Consumer Protection Act (TCPA) and Truth in Lending Act (TILA).
In addition, he regularly handles state law claims involving California's Automobile Sales Finance Act, Consumers Legal Remedies Act (CLRA), Unfair Competition Law (UCL), False Advertising Law (FAL), Homeowner Bill of Rights (HOBR) and Song-Beverly Consumer Warranty Act, as well as other common law theories, including contract and tort-based claims.
Mr. Kim litigates in jurisdictions across the United States, including California, Florida, Illinois, New Mexico and New York. He also counsels clients on compliance issues, including email and telephone marketing, collection procedures, credit reporting, arbitration provisions, post-repossession notices, and post-sale surplus and deficiency notices. Mr. Kim's representation spans multiple consumer-facing industries, including traditional financial institutions, financial technology (FinTech), automobile finance, mortgage lenders and servicers, for-profit education, retail and restaurants.
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