Debt Collection Lawsuits Revisited: Seventh Circuit Rules Collectors Not Required To Go To Trial

The U.S. Court of Appeals for the Seventh Circuit ruled that debt collectors do not run afoul of the Fair Debt Collection Practices Act’s (FDCPA) prohibition on deceptive threats if collectors file a lawsuit against a consumer without the intention to go to trial. This new opinion serves to further clarify what conduct constitutes the types of deceptive conduct banned by the FDCPA.

READ: Debt Collection Lawsuits Revisited: Seventh Circuit Rules Collectors Not Required To Go To Trial