Eric Ray is a bankruptcy attorney in Holland & Knight's Birmingham office. He represents financial institutions, lenders, utilities and other creditors in Chapter 11 bankruptcy cases, adversary proceedings and other types of commercial litigation. His experience includes all facets of creditor representation, including preference and fraudulent transfer litigation, executory contract issues, asset sales and purchases, and bankruptcy appellate proceedings.

Mr. Ray also counsels and advises utilities and businesses on issues involving the Telephone Consumer Protection Act (TCPA) including analyzing and creating TCPA compliance programs. His regulatory work extends to issues involving the Fair Debt Collections Practices Act, and he routinely counsels utility clients in the development and implementation of client-specific bankruptcy, regulatory, and collection-related policies and procedures.


  • University of Mississippi School of Law, J.D., cum laude
  • Auburn University, B.S.
Bar Admissions/Licenses
  • Alabama
  • Mississippi
  • Alabama State Bar
  • Mississippi Bar Association
  • Birmingham Bar Association
  • Utility Bankruptcy Conference, Executive Committee Member
Honors & Awards
  • Chambers USA – America's Leading Business Lawyers guide, Bankruptcy/Restructuring (Alabama), 2019-2022
  • The Best Lawyers in America guide, Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law, 2010-2023; Litigation - Bankruptcy, 2010-2023