Overview

Bobby Cardenas advises borrowers, lenders, financial institutions and investment firms on sophisticated commercial finance transactions. Based in Holland & Knight's Miami office and a member of the Corporate Finance Team, he counsels clients on cross-border lending facilities, sponsor-led acquisition financings, private credit facilities and asset-based lending transactions.

Bobby also handles cash flow-based facilities and mezzanine financing, helping clients navigate a range of corporate finance matters. He assists financial institutions and investment firms with securitizations involving commercial lending transactions.

Before joining Holland & Knight, Bobby worked at national and regional law firms, where he handled capital markets matters and commercial lending facilities.

While in law school, he interned for the Honorable John J. O'Sullivan.

Representative Experience

  • Represented a major U.S. financial services firm as administrative agent, collateral agent and joint lead arranger in connection with a $40 million term loan facility
  • Represented a major financial intuition as lender in a $70 million term loan to a Central American private credit fund who was borrower and specifically focused on lending to a Latin American agriculture business
  • Represented a maritime salvage company and its foreign affiliates as borrowers in a $90 million credit facility, including term loans and revolving credit facilities
  • Represented the administrative agent, collateral agent and issuing bank in connection with a $50 million term loan facility and a $10 million revolving credit facility

Credentials

Education
  • University of Miami School of Law, J.D.
  • Loyola University New Orleans, B.A., Economics
Bar Admissions/Licenses
  • Florida
Memberships
  • Miami-Dade Bar, Securities and M&A Committee, Vice Chair, 2025-2027
  • American Bar Association
  • Cuban American Bar Association
Honors & Awards
  • The Best Lawyers in America guide, Ones to Watch, Banking and Finance Law, 2026, 2027
  • The Best Lawyers in America guide, Ones to Watch, Corporate Law, 2025-2027
  • Rising Star, Florida Super Lawyers magazine, Business & Corporate, 2026