Joshua Prever is a trial and appellate lawyer representing national and global clients facing commercial litigation matters involving financial services disputes, regulatory and compliance matters, torts and securities litigation. As a partner in Holland & Knight's Fort Lauderdale office, Mr. Prever provides strategic guidance to clients ranging from Fortune 100 and 500 companies to boutique finance companies based on his deep understanding of their day-to-day operations, unique needs and business goals.
A significant part of Mr. Prever's practice is focused on preventing and, where necessary, resolving concerns raised by federal and state regulators. He is an authority on remote online notarization (RON) and its ability to add flexibility for the financial services industry and others in an increasingly remote working environment. He counsels clients on the implementation of this new technology against the backdrop of state laws and regulations governing RON usage, its interplay with electronic signature processes and the formation of fully electronic loans. He also routinely provides guidance on regulatory and compliance issues, mortgage and loan servicing audits, investigations outsourcing and default services. Through his work with financial institutions across the country and globally, Mr. Prever has acquired extensive knowledge of default servicing and regulatory compliance issues concerning loan servicing in all 50 states, managing third-party vendors, creating internal policies and procedures, and implementing regulatory directives from the Consumer Financial Protection Bureau (CFPB), Office of the Comptroller of Currency (OCC), Federal Reserve Banks and a host of state regulators.
Mr. Prever is equally comfortable addressing issues before regulators as he is representing clients in the courtroom. And he maintains an active litigation practice including class actions, mortgage-backed securities litigation, single-borrower actions relating to residential mortgages, commercial real estate cases, as well as other complex commercial litigation matters, insurance disputes, bankruptcy proceedings, and U.S. Securities and Exchange Commission (SEC) and Financial Industry Regulatory Authority (FINRA) matters.
Mr. Prever also lectures on a variety of matters concerning the mortgage industry and in particular the CFPB's ever-changing role in the mortgage and financial services industry, as well as the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Real Estate Settlement Procedures Act (RESPA), Telephone Consumer Protection Act (TCPA) and Truth in Lending Act (TILA).
As part of an active pro bono practice, Mr. Prever successfully represented victims of political persecution who sought asylum in the United States after being forced to flee their country. He organized workshops enlisting dozens of lawyers to assist Holocaust survivors obtain restitution benefits through the German Government Ghetto Fund and he routinely serves as attorney and guardian ad litem for children in need. Mr. Prever is a board member of Big Brothers Big Sisters Miami, and also serves as the chair of the Leadership Counsel for Take Stock in Children Miami, an organization that provides deserving low-income high school students with mentors and college scholarships.
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