Timothy M. Relich
Attorney
Overview
Timothy Relich is a litigation attorney in Holland & Knight's Philadelphia office. He represents financial industry clients in all stages of litigation in state and federal court, as well as in consumer arbitrations.
Mr. Relich primarily works with lenders in consumer disputes. He has experience defending financial institutions in consumer financial services litigation arising under the Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA) and Equal Credit Opportunity Act (ECOA). Mr. Relich is also experienced in defending clients in litigation matters under the Fair Debt Collection Practices Act (FDCPA), state equivalents and common law claims related to consumer finance. He has experience with various multijurisdictional practice rules in federal courts, state courts and arbitrations. He also has experience in written and oral advocacy.
In addition, Mr. Relich has comprehensive knowledge of all phases and aspects of litigation, which allows him to strive for the desired goals of his clients, whether through the litigation process, alternative dispute resolution or informal negotiation.
Prior to joining Holland & Knight, Mr. Relich worked at a small law firm in southwestern Pennsylvania and a global law firm in its Pittsburgh, Pennsylvania, office. He also previously served as a court clerk for multiple judges in Pennsylvania.
Representative Experience
- Represented a consumer financial services company in a high-volume, multistate portfolio defending consumer claims arising under federal and state consumer protection statutes
- Represented an auto lender in defensive actions in state courts across the country arising under consumer protection statutes
- Successfully defended a consumer financial services company in arbitration from repeat claims filed by a plaintiff's firm, leading to an advantageous global settlement of those cases
- Successfully defended a consumer financial services company in arbitration by asserting that the consumer claims were manufactured
- Secured dismissal with prejudice of claims in an arbitration against a consumer financial services company by arguing the claims alleged did not survive the decedent cardholder
- Secured dismissal with prejudice of claims in an arbitration against a consumer financial services company by arguing that the language of an adverse action letter was sufficient as a matter of law
- Developed improved adverse action language for a consumer financial services company, which resulted in an end to repeat filings by a plaintiff's firm based upon previous language
- Negotiated and oversaw multiple advantageous global settlements with plaintiffs' firms for a consumer financial services company
Credentials
- Duquesne University Thomas R. Kline School of Law, J.D.
- Dickinson College, B.A.
- Pennsylvania