Loren Kessler Higgins

Partner

Overview

Loren Higgins is a San Francisco finance and real estate attorney who focuses her practice on commercial real estate finance, commercial lending and general real estate matters, with specific industry experience in healthcare, agriculture, timber, renewable energy and self-storage.

Ms. Higgins also has extensive experience advising lenders in connection with the construction of professional sports stadiums, including the Levi's Stadium in Santa Clara, Calif., the Golden 1 Center in Sacramento, Calif., and the Banc of California Stadium in Los Angeles.

Prior to joining Holland & Knight, Ms. Higgins was a partner in the San Francisco office of another international law firm.

Experience

Medical Office

  • Represented the lender in connection with a $33 million term loan secured by a portfolio of medical office projects located in Minnesota
  • Represented the lender in connection with a $57 million term loan secured by a portfolio of medical office projects located in Tennessee and California
  • Represented the lender in connection with a $44.5 million term loan secured by a portfolio of medical office projects located in North Carolina
  • Represented the lender in connection with a $20 million term loan made to a Delaware Statutory Trust; loan secured by a medical office located in Texas 
  • Represented the lender in connection with a $51 million term loan secured by a medical office located in Orange County, Calif.

Senior Housing (Assisted Living, Memory Care and Skilled Nursing)

  • Represented the lender in connection with a $55 million term and revolving credit facility secured by a portfolio of skilled nursing and assisted living facilities located throughout the Pacific Northwest
  • Represented the lender in connection with a $77 million term loan secured by a portfolio of senior housing facilities located in Florida, Utah, California and Oregon
  • Represented the lender in connection with a $25 million term loan secured by a portfolio of senior housing facilities located in Michigan
  • Represented the lender in connection with a $10 million term loan secured by a senior housing facility located in Texas
  • Represented the lender in connection with a $50 million term loan secured by a senior housing facility located in California
  • Represented the lender in connection with a $66 million term loan secured by a $104 million loan made by a real estate fund to the owner of a portfolio of senior housing facilities located in Illinois and Oklahoma

Hospitals

  • Represented the lender in connection with acquisition financing provided to a regional hospital system located in the Pacific Northwest
  • Represented the agent in connection with a syndicated credit facility provided to a hospital system based in New York

Agriculture and Timber

  • Represented the lender in connection with multiple term and revolving credit facilities secured by timberlands located in California
  • Represented the administrative agent in connection with a syndicated credit facility made to the growers and processors of pistachios and almonds
  • Represented the administrative agent in connection with multiple term loans made available to California-based vineyards and wineries

Workouts and Enforcement

  • Represented the lender in connection with the workout of a loan secured by a nursery and the subsequent foreclosure and sale of the collateral
  • Represented the lender in connection with the workout of a loan secured by undeveloped land located in San Francisco, and the subsequent foreclosure and sale of the collateral
  • Represented the lender in connection with the workout of a loan secured by 67 senior living facilities
  • Represented the bondholders in connection with the workout of a loan secured by a private school and the subsequent foreclosure and sale of the collateral

  • Represented the seller in connection with the sale of 15 self-storage facilities located throughout the U.S.
  • Represented buyers and sellers in connection with the purchase and sale of numerous office buildings, self-storage facilities and vacant land for development with self-storage facilities, warehouses and renewable energy projects

Credentials

Education
  • Harvard Law School, J.D., cum laude
  • Washington and Lee University, B.A., European History, summa cum laude
Bar Admissions/Licenses
  • California
Memberships
  • State Bar of California, Business Law Section, Commercial Transactions Committee, Co-Chair, 2017-Present
  • Phi Beta Kappa
Honors & Awards
  • The Legal 500 USA, Real Estate, 2019

Publications

Speaking Engagements

News