Kim Smith

Kimberly Smith is a transactional attorney in Holland & Knight's New York office. Ms. Smith focuses her practice on New Markets Tax Credits (NMTC), Low-Income Housing Tax Credits (LIHTC), commercial lending and real estate finance.

Ms. Smith has significant experience structuring complex NMTC financing transactions for 501(c)(3) organizations, real estate developers, operating businesses and governmental entities. These transactions often involve layered capital structures, including conventional financing, tax-exempt bonds, state and federal grants, and/or U.S. Department of Agriculture (USDA) financing. She also regularly closes construction loans nationwide and in the New York City metropolitan area for LIHTC transactions requiring coordination of multiple financing sources, tax credit equity and public subsidy funds.

Ms. Smith has served as borrower counsel, investor counsel, lender counsel and community development entity (CDE) counsel on projects spanning affordable housing, healthcare, education, mixed-use, social services and industrial/manufacturing facilities. She also has experience representing financial institutions, governmental entities and borrowers in commercial lending, tax-exempt bond financings for 501(c)(3) organizations and project finance transactions.