Insurance Regulations and Transactions
- Holland & Knight's Insurance Regulatory and Transactional Team includes experienced attorneys and policy professionals (including former state regulators) who provide sophisticated legal counsel to insurers, reinsurers, producers, InsurTech companies, private equity and venture capital investors, and other industry stakeholders.
- With a keen understanding of the regulatory landscape and evolving market conditions, we provide deep industry knowledge and practical guidance to help clients comply with ever-changing state and federal regulations, secure regulatory approvals and defend against investigations and enforcement actions.
- Leveraging the strength and prowess of our market-leading Mergers and Acquisitions Team, which handles more than $1 billion in insurance industry transactions annually, Holland & Knight also combines deep industry knowledge with a business-focused approach to help clients structure and execute transactions and drive strategic growth.
Overview
Holland & Knight's Insurance Regulatory and Transactional Team combines practical experience with an innovative mindset to help clients navigate the regulatory framework surrounding the industry and execute domestic and cross-border transactions effectively and efficiently. Our lawyers advise on a range of insurance regulatory matters, including the sale, solicitation and distribution of insurance, as well as regulation of insurance intermediaries such as producers, third-party administrators, managing general agents, managing general underwriters and reinsurance brokers. We also are well versed in licensing, market conduct, technology transactions and more.
Our clients range from large global insurers to startups, reinsurers, underwriters, captives, brokers and investors. In addition to supporting insurance transactions of every type, we advise those offering insurance-like products and help to ensure that warranties and similar service contracts are compliant with applicable regulations.
Comprehensive Coverage
As the marketplace continues to evolve, Holland & Knight utilizes distinct skill sets to provide clients formidable regulatory offerings that service all of their legal needs. With decades of combined experience working with state and federal regulatory agencies, our attorneys are well positioned to advise on all aspects of insurance regulation. We skillfully represent clients before state insurance departments, the National Association of Insurance Commissioners (NAIC) and other regulatory bodies in matters ranging from compliance reviews to lobbying and enforcement actions.
On the transaction side, we counsel clients on mergers and acquisitions (M&A), reinsurance agreements, portfolio transfers and joint ventures. Our attorneys structure and negotiate risk transfer arrangements and assist with the formation and capitalization of new insurance entities, including captive insurers and alternative risk structures.
We also work closely with Holland & Knight's Public Policy & Regulation Group, which is recognized by Chambers USA as one of the top government relations practices in the country, to leverage deep ties throughout government to keep clients current on regulatory developments and advocate on their behalf to shape public policy.
