Edward S. Sarnowski

  • T 904.798.5428

Edward S. Sarnowski is a partner in Holland & Knight's Jacksonville office and a member of the firm's Business Law Section and Public Companies and Securities Team. Mr. Sarnowski's practice focuses on corporate transactions, including mergers, acquisitions and divestitures, equity investments and recapitalizations as well as commercial lending involving commercial real estate loan originations, workouts, renewals and restructures. He has been involved in numerous equity investments and M&A transactions, some of which are highlighted below.

Mr. Sarnowski has experience counseling public companies on corporate governance, regulatory and compliance matters. He assists public companies with preparing periodic reports filed with the Securities and Exchange Commission and advises clients on securities offerings, disclosure and period reporting requirements and other corporate governance and regulatory matters, including the impact of the Sarbanes-Oxley Act, the Dodd–Frank Wall Street Reform and Consumer Protection Act and the Jumpstart Our Business Startups (JOBS) Act. Mr. Sarnowski has also served as a panelist speaking about issues ranging from crafting clawback policies with “market” terms and conditions, to complying with the SEC’s Conflict Minerals Rule to understanding benefits available to Emerging Growth Companies under the JOBS Act.

Mr. Sarnowski also represents clients in connection with financing, leasing, acquiring and selling vacant land and developed properties, including office buildings, single and multifamily developments and master planned communities. In particular, he has assisted in representing national lenders in numerous loan workouts, restructures, forbearances, loan sales, deed-in-lieu transactions and commercial foreclosures.

Additionally, Mr. Sarnowski handles various pro bono matters involving corporate and real estate issues, including matters in which he has represented active-duty military personnel in civil legal disputes in coordination with the American Bar Association’s Military Pro Bono Project. Mr. Sarnowski also actively participates in the firm’s annual 9/11 Day of Service, for which he previously served as the Jacksonville office’s Local Initiative Co-Coordinator.

Mr. Sarnowski was previously a Florida Supreme Court judicial intern for the Honorable Barbara J. Pariente.

Representative Transactions

Acquisitions & Dispositions
  • Represented a publicly traded company listed on the Alternative Investment Market (AIM) of the London Stock Exchange that operates in the non-life insurance runoff sector and manages insurance portfolios in runoff in its acquisition of one of the largest A.M. Best “A-” rated property and casualty insurance companies underwriting bail bonds in the United States
  • Represented a leading airport-based retailer of mobile device accessories, tablets, cameras, headphones, and other premium consumer electronics with over 75 locations in more than 35 airports in its sale to two private equity firms investing in retail and consumer brands
  • Represented leading provider of in-home health services and medical products for post-discharge workers’ compensation patients in the $28 million acquisition of a provider of transportation and on-site translation services; a $12 million acquisition of a competing provider of home modification services, in-home healthcare and durable medical equipment; and a $7.2 million acquisition of a seller of medical implants and devices and provider of transportation and translation services
  • Advised prominent privately-held owner and operator of assisting living and skilled nursing homes in its $100+ million sale of six facilities to a healthcare real estate investment trust (REIT) and subsequent acquisition of three independent and assisting living facilities via 1031 exchange

Equity Investments & Recapitalizations

  • Assisted venture capital fund in its investment in an acquirer and operator of funeral homes and related businesses and provider of managerial and operational consulting services to acquired business and additional funeral homes
  • Represented venture capital fund in a recapitalization of and additional equity investment in a publicly traded e-commerce service company that provides cross-border shopping facilitation services to non-United States based shoppers accessing United States online merchant websites
  • Represented venture capital fund in a two private investments in public equity (PIPEs) involving a national, publicly traded provider of mortgage brokerage and banking services.
  • Represented venture capital fund in its investment in a software developer whose Conversion Rate Optimization (CRO) software solution enables e-commerce providers to increase the conversion rate of existing web traffic into online sales

Real Estate Finance

  • Advised national bank in its restructuring of a $65 million loan secured by 16 parcels of undeveloped land and commercial office space and subsequently selling the loan to a commercial real estate finance company
  • Represented mezzanine lender in acquiring the national senior secured lender’s $6 million loan and conducting a “strict foreclosure” of the mezzanine loan under the Uniform Commercial Code to acquire the assets of the borrower while preserving the mezzanine lender’s newly acquired senior secured interest
  • Counseled global commercial mortgage backed security (CMBS) lender in a $4.4 million loan secured by a 190-unit apartment complex
  • Represented real estate investment firm in providing $4 million of debtor-in-possession financing to a waste management company emerging from bankruptcy and a subsequent modification of the loan to accommodate additional debtor-in-possession financing of $4.7 million provided by another lender
  • Assisted national lender in restructuring a $7 million loan secured by 60 lots designated for single-family homes, 30 marina slips with accompanying commercial space and an airplane, which deteriorated into multi-state litigation and ultimately resulted in a settlement and sale of the loan
  • Advised Austrian lender in a $12 million loan secured by two office buildings comprising nearly 160,000 square feet and an $8 million loan secured by 50 acres of undeveloped land intended for a future mixed-use retail/office development

Honors & Awards

  • Holland & Knight Public and Charitable Service All-Star, 2014
  • Rising Star, Florida Super Lawyers magazine, 2013-2016
  • Florida Coastal Law Review, Lead Articles Editor 
  • Book Awards in Business Associations, Cyber Law, and Legal Research & Writing I and II 
  • Awards for Best Appellate Brief and Oral Argument in Legal Research & Writing II
  • University of North Florida Honors Program


  • Association for Corporate Growth, North Florida Chapter
  • National Association of Industrial and Office Properties (NAIOP)
  • Florida Coastal School of Law Alumni, Board of Directors
  • University of North Florida Pre-Law Program, Board of Advisors
  • Jacksonville Bar Association
  • Chester Bedell Inn of Courts, Associate Member