Leonard A. Bernstein

Leonard A. Bernstein is a financial services attorney in Holland & Knight's Philadelphia office and has co-chaired the national Financial Services Regulatory Team since 2018. Mr. Bernstein focuses his practice on financial regulatory and banking matters, representing lenders and vendors for various financial transactions.

Mr. Bernstein also provides consumer credit compliance advice on federal, Pennsylvania and New Jersey laws and regulations to banks, mortgage bankers and finance companies. He advises lenders and financial services providers on credit card, auto finance, deposit, residential mortgage and other retail finance products.

With in-depth knowledge of the federal Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA) and similar laws, Mr. Bernstein regularly helps clients review documents and disclosures to maximize compliance. He also handles bank regulatory issues and exams, and works with litigators to defend financial services providers in class actions and individual claims brought against them by consumers. He has been elected to the American College of Consumer Financial Services Lawyers.

In addition to his legal practice, Mr. Bernstein coordinates the Philadelphia office's Public and Charitable Service efforts, including its award-winning firmwide Afghan Asylum Pro Bono Team.