Law 2573 of 2026: A Necessary Protection, But Still Without Clear Rules

Financial Services attorney Camila Vivas Valencia wrote an article for Asuntos Legales about Colombia's Law 2573 of 2026, which takes effect November 19, 2026. This law establishes a special regime for responding to claims derived from identity theft, seeking to strengthen consumer protection against a recurring problem. However, Camila argues, the lack of clear technical criteria leaves unanswered multiple questions about its practical application and could lead individuals to abuse the law through submitting unfounded claims. The article details five issues, such as the definition of identity theft and response timelines, that should be resolved to avoid diverging interpretations that hinder the legislation's consumer protection goals. She concludes that it would be better to suspend the law's effective date until the relevant authorities – Superintendency of Industry and Commerce (SIC), Financial Superintendency of Colombia (SFC) and Ministry of Technology, Information and Communications (MinTIC) – publish implementing regulations that make clear its scope and application.

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